Additional Dwelling Unit Options

Have you considered adding a secondary suite, garden house, or laneway unit to your property?

Current federal and regional grants have made it financially easier than ever expand your home's footprint.

As builders, we are seeing a shift: Your backyard or basement isn't just extra space -

it's an investment waiting to happen.

Previously, the bank determined lending amounts based on your home’s current value.

Effective 2025: The bank will now assess borrowing capacity based on the home’s projected value after the suite is completed.

The Benefit: Homeowners may refinance up to 90% of the future appraised value.

Read Bank Rules

If your new suite is for a senior (65+) or a family member, the government classifies it as a Multigenerational Home.

The Benefit: Receive a 15% tax refund on eligible construction costs.

Read Tax Rules

The federal government has introduced measures to make it easier for homeowners to operate as small-scale landlords.

The Benefit: Policies now support up to four units on a single property.

Note: Local regulations restricting additional units still apply.

Read Policy Rules

Depending on your location, forgivable funding may be available—funds you do not have to repay if program requirements are met.

The Benefit: Amounts vary by region. In Lanark, homeowners may receive up to $25,000 in grants.

Read Lanark Rules

THE PROCESS

Explore Options – Schedule a complimentary review to discuss your lot and potential ADU opportunities.

Assess & Approve – We check zoning, unit allowances, and estimate your property’s future value to support financing.

Build Your Suite – Construct your Basement, Garden, or Laneway suite with professional guidance.

Access Benefits – Secure financing and take advantage of available tax credits and grants.